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Peter W Bodniza

I am a Licensed Insurance Agent specializing in Medicare Advantage in Central Florida. I have been serving individuals since 1994 and focus on helping people understand their Medicare Advantage plan options.


To provide clear and compliant guidance, I hold a Florida Insurance License, AHIP Medicare Training Certification, and CMS registration. My goal is to explain your Medicare options in plain language so you can better understand your healthcare coverage and make informed decisions with confidence.

At a Glance Summary

Coverage Overview

Turning 65? (T65 Market)

Medicare eligibility starts here.

If you are approaching 65, now is the time to review your Medicare options. In most cases, pre-existing conditions are not a barrier to enrolling in Medicare Advantage plans.

Our 3-Plan Structure

  • Premier Plan For individuals with "normal" health.
  • Advantage Care (Chronic Needs) For individuals with COPD, Heart Disease, Heart Failure, or Diabetes.
  • Dual Special Needs For individuals qualifying for both Medicare & Medicaid (takes precedence).

Local Central FL Coverage

We are a local agency proudly serving 16 counties across Central Florida:

Citrus Hernando Hillsborough Indian River Lake Manatee Marion Orange Osceola Pasco Pinellas Polk Sarasota Seminole St. Lucie Sumter

My Journey in Insurance

I became a licensed insurance professional in 1994 and have spent more than 30 years helping individuals understand healthcare coverage options. Over time, I saw firsthand how confusing Medicare can be, especially for seniors and their families trying to find the right fit.


Today, I work with Medicare Advantage plans including those from Ultimate Health Plans, specializing in Medicare Advantage coverage. I created this digital space to provide clear education and guidance, and to support individuals through Medicare enrollment, annual reviews, and coverage changes.

Why Clients Choose Me

Clients work with me because they want honest guidance without sales pressure. My certifications with CMS and AHIP reflect ongoing training and compliance.


I specialize in Medicare Advantage guidance for Central Florida. Bilingual support is available, and I remain available for questions so individuals know where to turn when Medicare concerns arise.

Trust

I provide honest, pressure free guidance backed by decades of licensed experience.

Clarity

I explain Medicare in plain, everyday language.

Support

I stay available for reviews, questions, and updates whenever your needs change.

How I Help

My goal is simple: to give you clear information so you can understand Medicare Advantage coverage options that may fit your needs. For Medicare Advantage, I focus on plans from Ultimate Health Plans because the local networks and benefits align well with the needs of many individuals in this region.


You can connect with me by phone, video, or in person when needed. There is no obligation to proceed. If you are ready to talk through your situation, you can schedule a consultation so I can help you understand your options and next steps.