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Secure your Health and your Future

Peter Bodniza is a Licensed Insurance Agent and Medicare expert serving Central Florida. Since 1994, he has helped hundreds of men and women understand their Medicare options through personalized guidance and clear, straightforward explanations. This time Peter is contracted with Ultimate Health Plans, a CMS-contracted carrier that offers three different Medicare Advantage plans under contracts with Medicare and Medicaid. ULTIMATE HEALTH PLANS provides Medicare Advantage Plans coverage in 16 Counties in Central Florida.


Every consultation and plan comparison is free, with no pressure and no obligation. You receive personalized support, bilingual assistance, and flexible meeting options by phone, video, or in person when needed.


Share your details today and let Peter help you choose the right Medicare Advantage Plan coverage with confidence.

How It Works

First, you share a few basics such as your name, age, location, and contact details. 


Next, I schedule a convenient call or virtual meeting to learn about your doctors, medications, nearest PCP and pharmacy. If is necesary I can meet you in person at your best convenience location


Then, based on your health situation I will suggest the best Medicare Advantage Plan option for you, and explain everything in plain language, so that you can choose the right MAPD for you


Finally, if you decide to move forward, I guide your enrollment step by step and stay available for ongoing questions and policy reviews at not cost.

Medicare Coverage
Senior couple reviewing Medicare options

Turning 65 Soon? Medicare Coverage Starts Here

If you're approaching your 65th birthday, now is the perfect time to explore your Medicare options and understand the coverage available to you. Navigating Medicare can feel overwhelming, but having the right guidance can help you make informed decisions with confidence.

Coverage for the T65 Market

Individuals turning 65 become eligible for Medicare and may have access to a variety of coverage options designed to fit their healthcare needs.

Pre-Existing Conditions

Eligible individuals cannot be denied coverage due to pre-existing health conditions, providing peace of mind for those managing ongoing medical needs.

Personalized Medicare Guidance

  • Understand your Medicare eligibility and enrollment timelines
  • Compare Medicare Advantage and Medicare Supplement options
  • Review prescription drug coverage choices
  • Avoid common enrollment mistakes and penalties
  • Select a plan that aligns with your healthcare and financial goals

Turning 65 is an important milestone. Let me help you navigate Medicare with clarity, confidence, and personalized support.

Schedule a Consultation

Medicare

Local guidance on Medicare Advantage plans from ULTIMATE HEALTH PLANS, focused on your doctors, prescriptions, hospitals, and all the related information.

Our Ultimate Products

3-Plan Structure

Coverage options are organized into three plan categories to help match your health needs and financial situation.

Premier Plan

Standard Coverage

Designed for individuals with generally stable health who are looking for comprehensive, reliable everyday coverage.

Advantage Care

Chronic Special Needs

Specifically tailored for individuals managing conditions such as COPD, Heart Disease, Heart Failure, or Diabetes.

Dual Special Needs

Maximum Support

Specifically designed for individuals who qualify for both Medicare and Medicaid (dual eligibility takes priority).

Meet Your Insurance Guide

I am Peter Bodniza, a Licensed Insurance Agent who has helped individuals understand and select Medicare coverage since 1994. My work focuses on Medicare Advantage plans. I hold a Florida Insurance License, AHIP Medicare training certification, CMS registration, and Marketplace certification, providing up-to-date, compliant guidance. I keep the conversation simple, bilingual when needed, and always pressure free.


Discover how my background, values, and local experience can support your long-term Medicare decisions.

Local Coverage Section
Your Local Medicare Expert

Proudly Serving
Central Florida

Healthcare is personal, and so is Peter's service. Peter Bodniza is not an insurance agency or distant call center. He is a Licensed Insurance Agent and Medicare expert in Central Florida contracted with Medicare Advantage carriers, including Ultimate Health Plans, a CMS-contracted carrier offering Medicare and Medicaid coverage.

Peter provides hands-on, face-to-face guidance across 16 local counties to help you understand your Medicare options and available coverage.

Citrus
Hernando
Hillsborough
Indian River
Lake
Manatee
Marion
Orange
Osceola
Pasco
Pinellas
Polk
Sarasota
Seminole
St. Lucie
Sumter